Wednesday, April 27, 2005

Low Insurance Rates With Monolithic Domes, Part 1

Don and Shirley Tuttle found an insurance policy for their large dome home at a very low rate. The Monolithic Dome Institute feels that other dome owners can find low insurance rates in Texas and in other states if you follow some guidelines.

The Tuttle family has a Monolithic Dome home in Shamrock, Texas. Shamrock is a small town of about 2500, east of Amarillo. After shopping for homeowner’s insurance, the Tuttles found an insurance policy for $174. The home is a triple dome house built with three 37-foot domes, totaling 2,600 square feet.

The Tuttle’s prior policy was dropped by the insurance company within a year after the dome was built. So, the Tuttles shopped around until they found a helpful agent who felt that a dome structure should not have as high a rate as a conventional structure. After looking for another insurance agent and having a state regulatory agent do an evaluation, the Tuttles received a policy at 60%, 20% and 10% below the rate of a conventional house of the same size.

Reference:
Monolithic Dome Institute Article on Homeowners Insurance:
  • http://www.monolithic.com/gallery/homes/insurance/index.html
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